Flexibility and Advocacy are Two Primary Reasons to Choose the Farmers Insurance Group and Seitz Insurance Agency!

In our association with The Farmer's Insurance Group we have unique advantages that many companies and agents don't. First, we have direct access to our policy Underwriters. The Underwriter is the person in each insurance company who determines whether a potential insured is eligible for coverage based on the policy being written. They are tasked with determining risk, rates, and what items or circumstances will be covered or excluded in the policy language. At the "cookie cutter" companies, whether represented by phone, computer, or agent, the person you buy insurance from often has no input in policy underwriting decisions. It's pretty much a "take what you get" situation. At the Seitz Insurance Agency, we are able to represent your best interests and become an advocate for special consideration of your unique needs.

When we demonstrate a reasonable risk assessment to the Underwriter, we are often able to support your insurability and extend coverage where others will not.

Next, as agents for The Farmers Group we are not "captive" as most other single line agents are. Our agreement with Farmers allows us to find other policy providers when necessary. As a result, our clients win. You will not have to worry about searching the entire insurance field for that unusual coverage…we do that for you.

In addition, our claims process will help you expedite the situation, keep the stress to a minimum and get you paid in accordance with the terms of the policy. And unlike many direct insurance carriers that use "independent" claims professionals, our claims department is in-house. This allows us to develop relationships with the adjusters that handle your claim, rather than work with "independent" or "unknown" subcontractors. More importantly, the consumer who has little to no experience in claims handling and management can be seriously disadvantaged. That's why we work with you to ensure that the necessary information is presented as thoroughly and as quickly as possible. This will result in a prompt and accurate claims settlement.

Unfortunately, when evaluating a potential insurance provider, the client doesn't take these sorts of "customer centered" conditions into consideration.

Why? Because most people never have to "test" their insurance provider by placing a claim. However, when you do make a claim or have a unique coverage condition, the value of this level of service and flexibility become very clear. These important aspects of customer care and commitment are why we're affiliated with Farmers Insurance.