Dear prospective policyholder,

We formed the Seitz Insurance Agency because we saw a need for the consumer to have an advocate in the insurance buying process. We've seen prospective clients paying too much money for coverage that doesn't give them the protection they need. Therefore, our objective is to inform, educate, and ensure that each policyholder isn't short changed should they need to place a claim.

In an effort to save money, some consumers are tempted to buy insurance from companies that sell policies over the phone or on the Internet. Too often these consumers buy policies that are written to the lowest "average" requirement and without consideration of their special needs. This happens, in part, because most people don't see their needs as "special" and aren't educated about their specific coverage needs and requirements. They simply want the lowest price and many companies are happy to oblige. But in the world of insurance coverage, many items or conditions that seem normal to you are deemed "unusual" in the policy language. The insurance company whose total focus is on selling the lowest priced policy will leave out many of these "special" items in the hopes you never notice...

And if you never place a claim…you probably won't notice!

However, finding out you have inadequate coverage after a loss can be more costly than the money "saved" over the lifetime of the "cheaper" policy.

That's where the Seitz Insurance Agency comes in. We are not some faceless voice on the other end of the phone line or some automated response on a computer screen. We are a part of the local community that sees you as a neighbor. We want to make certain we fill your needs with sufficient coverage, not just make another sale to meet this month's quota. By getting to know your needs on a personal level, by seeing your home, vehicles and family up close, we get a better sense of the things in your life's situation that may be beyond the "average" policy terms. In most cases, the cost won't be much different, but the results in the event of a claim, will be. You become our client, and we become your advocate.

All of this is consistent with our professional commitment to serving our client's best interests. Some in the insurance industry, sadly, see their client as nothing more than a commission check. We see our clients for the people they are. They are families or individuals, with real needs that require protection from unexpected loss. As a result, most of our clients become very good friends. We have earned, and value, their trust.

We also recognize that people buying insurance wish to make an informed purchasing decision. Therefore, at the Seitz Insurance Agency, we offer comprehensive online product information designed to "educate" customers that have an interest in purchasing insurance or investment products that are tailored to their specific needs.

And most importantly, our friendly and experienced staff is available to answer any questions you may have either by telephone or email.

We hope you enjoy The Seitz Insurance Agency experience!

Sincerely,

Scott A. Seitz